Loan Programs in Chandler

Trust Our Mortgage Experts

Are you purchasing a home in the Chandler or Phoenix area? Do you want a mortgage through a company that is known for its customer service, experience, and multiple loan programs? At the Michael Lara Group – Academy Mortgage, we offer that and more. Our team is dedicated to finding the loan for you, so you can purchase your dream home quickly and efficiently. When you work with us, we handle everything—from the loan processing, to the underwriting, to the closings. Our office relies on in-house resources and tools to expedite the process, resulting in loans closing as efficiently and quickly as possible while keeping all parties informed of status every step of the way.

Our Chandler loan programs include:

  • Down Payment Assistance Loans: If you are looking for a mortgage with a down payment assistance grant in mind, we can help you select the mortgage that would benefit both you and your money.
  • Conventional Loans: Fixed rate mortgages mean the interest rate you sign at does not change during the entire term of your loan. We offer various fixed rate mortgages, such as 30-year, 25-year, and 15 year.
  • FHA: These types of loans are one of the most common choices for low down payment financing. They can also help individuals who have lower FICO scores obtain financing.
  • USDA: If you wish to purchase a home in a rural area, we offer government-backed loans that can provide 100% financing. We can help determine if you qualify.
  • Jumbo Loans: Jumbo loans are designed to help individuals finance homes that are over the conforming loan limit set by Fannie Mae and Freddie Mac. We can finance jumbo mortgages up to $3 million on a primary or secondary (vacation) home!
  • VA Loans: These loans provide veterans the ability to finance the purchase of their home with favorable loan terms and an interest rate typically lower than rates for most mortgages.

Work with a team that strives to provide exceptional mortgage services and is committed to responsible lending practices. Learn more about State Housing Agency Loans here. Mortgage consultations are available, so if you have any questions regarding our loan programs, please do not hesitate to contact the Michael Lara Group by calling (480) 246-3719 today!

Why Choose Us?

  • Exceptional Mortgage Service
  • Committed To Responsible Lending Practices
  • Providing Accurate & Relevant Mortgage Advice